Estimates Adjusters
What Does a Rhyne Roofing & Restoration Estimate Entail?
When analyzing roofing problems, Rhyne Roofing & Restoration roofers have years of experience. We take great satisfaction in making sure that all essential damage is covered by your insurance. The assessment made by your insurance adjuster and ours will differ. Unless you choose to upgrade the materials to something better than what you currently have or obtain an enhanced warranty from the manufacturer, you are only responsible for your deductible. This holds true regardless of what your insurance company adjuster says or the cost of the roofing estimate, which will be settled between the contractor and your insurance.
Florida Building Code
The Florida Building Code is generally not well known by adjusters, and this is particularly true following a significant hurricane storm. Many insurance firms are deploying out-of-state adjusters to make claims. This causes a problem in that their projected cost for replacing the roof is less because they do not include everything Florida law required to have your roof done.
If this happens, your estimator will address the particular areas where the adjuster’s estimate and the building code were overlooked. Because it complies with Florida Building Code and is mandated by Florida law, and because our estimates at Rhyne Restoration & Roofing are so meticulous, the insurance company frequently accepts this. We offer the finest caliber of moral estimating to guarantee that all of your roofing problems are handled.
Florida Law on Roofing Replacement Materials
According to Florida law, the materials utilized on your home must be the same kind. This means that if you currently have a tile roof, it must be replaced with tile. If your roof is made of architectural shingles, it CANNOT be downgraded to 3 tab shingles. Despite having a much lower wind rating than an architectural roof, if you have a 3 tab shingle roof, they will only provide coverage for a 3 tab roof. If your adjuster thinks that the architectural shingles are merely cosmetic, your estimator will give him information on the items’ wind ratings, and it should be authorized without any problems and fast.
Can You Upgrade Your Roof?
YES, but you, not your insurance provider, are liable for the price difference. Depending on the size, pitch, and other factors of your roof, it can only cost a few hundred to a few thousand dollars to replace a 3 tab roof with an architectural shingle that comes with a lifetime warranty that may include craftsmanship. For those who have had 3 tab shingles or reside in specific regions that are frequently affected by hurricanes and tropical storms, this is a very typical request.
Another common question is about replacing a metal roof because metal roofs are the longest-lasting roofs in Florida and are regarded as “lifetime roofs” when they are made with the proper materials, installed properly, and aren’t “layovered.” Due to the high cost of the materials, these roofs are the most expensive to install. However, utilizing the insurance money to restore the roof to its original condition can occasionally reduce the cost by up to 50%.
The Rhyne Difference is Clear
Pricing
Quality
Help
3 Easy Steps to Get Started The Rhyne Roofing & Restoration Way
Call Rhyne Roofing & Restoration Today (407) 277-4963
01
Schedule Your Roofing Service
02
We Do the Heavy Lifting and You Relax
03
Reviews & Testimonials
A Few Words from Our Customers
